The first and most important thing you can do to become better prepared and protected against identity theft is to lose the attitude that it could never happen to you. Identity theft is much more common than most people believe, and the belief that it wont happen to you leaves you much more vulnerable than someone who actively takes steps to protect themselves against the crime. Identity thieves are able to obtain information they need to assume someone elses identity- often with little effort.
Take Care to Protect Personal Information
Do you shred information before you throw it away? The easiest way for identity thieves to gather information to assume your identity is through the paperwork you throw in the trash. You may as well hand a thief your credit card, social security card and drivers license if youre throwing out (without shredding) credit applications, resumes, credit card and utility bill statements.
Sometimes thieves will intercept your incoming or outgoing mail by taking items from your mailbox. With enough information, perhaps gathered through various bank statements or credit card applications, the data can be pieced together by a thief to...