So the time has come for you to purchase a home and take on home ownership.
Home ownership will be perhaps the largest responsibility you ever take on in your life. But it will most likely be the most rewarding thing you ever take on in your life as well.
But before you go out and buy that rake, snow shovel, and lawn mower to keep up with all of your towns ordinances, you will first need to obtain a mortgage to purchase the home.
Although obtaining a mortgage takes some time and research, as well as a lot of paperwork, it doesnt have to be all that painful. Just take your time, educate yourself as much as you can, and do your best to put yourself in contact with the right people.
One of the very first things you will need to do is locate a realtor to point you in the right direction.
Realtors are not hard to find, but before you go through the yellow pages, see if you cant have one referred to you by a friend or relative who had a positive experience with their own realtor.
The very first thing your realtor will ask you will be if you have been preapproved for a mortgage, I can guarantee it.
So here will begin your quest for a...
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