Make this year the year you become financial and debt free. Impossible!!! Not if you follow these few simple steps. How easy can it be – well I have done it and you can too no matter what your situation. First of all face the fact you have a problem! Next look at how to change it once and for all. It’s all so easy to get into debt anyone can do that – take a step further and get out of debt. All you have to do is to want to badly enough and you will do it. Let’s try the first step –
1. Draw up a Budget. The best way to keeping your finances under control is to find out where and when you are spending the money. This will show you where you can trim that spending and free up some cash towards your debts.
2. Sort out your financial position. Debts are overwhelming – To get a clear picture, make a list of your assets, (all you own) and put them against your liabilities (everything you owe) It will soon be obvious where you can cut back.
3. Prioritize your debts. List all you owe by interest rates rather than by the amounts. High-interest loans go to the top of the list. Pay the debts at the top of the list off first. Pay the...
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