Tedious? Yes! Necessary? Yes! Things You Need To Ask About Your Health Insurance
For many Americans, simply finding an employer that offers health insurance is an accomplishment. As health care costs spiral, many employers have eliminated this once-standard benefit so many people are seeking out insurance on their own. Those lucky enough to be offered insurance may simply sign on the dotted line, feeling that any insurance is better than none at all.
This is not always the case.
Before signing up for insurance, it is important to know what you are getting into. All plans are not right for all people. If you determine that the offered insurance will not meet your needs, you have a few different options. One is to speak with your employer. You may be able to negotiate a different plan at a different cost to you. You can also look into private insurance plans that are offered directly to individuals, though these tend to be priced much higher. Additionally, if your spouses employer offers insurance, be sure to check into both policies. One may offer better coverage, or you may be able to combine your policies for maximum coverage. Be careful not to duplicate...
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