Term life insurance is the most affordable way to protect your familys future. As inexpensive as term life insurance is, there are money-saving tips that will ensure you are paying only what you need. Get the most value for your dollar by checking out the following helpful tips that will save you money while still getting great protection.
1. Get coverage early the sooner you buy life insurance the less your annual premiums:
Some people are gamblers by nature and choose to take their chances by skipping out on life insurance. Although it is unlikely you’ll die during your working years, you’re not insuring for what’s likely to happen but instead, for the worst-case scenario. That’s why term life insurance costs less the younger you are. It is also why you should buy it sooner rather than laterbecause you’ll be providing financial security without spending a lot of money for it.
For example, if we look at the cost to purchase a $250,000 Term 10 life insurance policy youll see how delaying purchasing a policy by just a few years could cost you more in annual premiums.
For male non-smokers*:
A 35 year-old may get...
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