When it comes to unexpected death, which is naturally everyone’s favorite subject, term life insurance is the most economic approach to providing your family with financial security. Thanks to low monthly premiums, the amount of benefits offered through term life insurance is significantly higher than whole life insurance. But did you know that not all term life insurance policies are the same or that there are term options that you can include in the your coverage?
The insurance market is filled with various term life insurance companies, and each boasts it’s own set of rules, regulations, and guidelines. And rates, levels and options vary from company to company as well. What may seem like a real bargain may in up costing you more in the long run if you do not read the policy terms. Check out a few of the things that you will want to keep in mind when determining which term life insurance plan is right for you.
Annual Renewable Term Annual renewable term life insurance is renewed every year. The premium is based upon one year of coverage, but the policy is guaranteed to be renewed for a certain number of years. Premiums increase with age. So, if you...
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