Our first bank visits as adults tend to be quite an event. I remember reading a short story entitled “My Financial Career” by Stephen Leacock. The story related the harrowing, humiliating and hilarious experiences of a man who wanted to have an account in the bank despite his phobia of banks. By the end of the story he is such a mess that he withdraws all his money, closes his account, and goes home. All this takes place during his visit to the dreaded bank — the beginning and end of his financial career.
However, this need not be the case with anybody else. In my opinion, most people are fairly adept at dealing with the banking institution. That first trip to the bank may be quite bewildering. However, this confusion is likely to be due to the wide range of bank accounts today. There are savings and current accounts to choose from. There are accounts that are meant for personal savings and those that have been designed for businesses. There are accounts that offer high rates of interest for people who want to invest their cash. At the same time, there are accounts that provide incentives to make people save.
Someone who is new to the bank...
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