It is inevitable that one day, you too will have your own credit card. When that time comes, it is essential that you start off in the right foot. This means you have to make the right choices when choosing a credit card that you will be using.
Credit cards are very essential in todays society. Rarely would you see people purchasing their needs and wants with cash. Not only are they used in traditional brick and mortar stores, but also when doing business in the internet. Shopping online is made possible by owning a credit card or a debit card. In both cases, you are using an account to your name which could make a difference when used badly, or provides terrible agreement clauses, such as high interest rates.
The worst thing that can happen to a person with regards to a credit card and its use is credit card debt, especially if its mounting uncontrollably. The more credit card debts you have, the bigger the interests you have to pay. And the more you choose to ignore the payments that will be demanded from you, the more your credit rating will plummet.
But this does not mean that you should scrap credit card all together. In fact, not having a credit...
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