With a financial plan in place you can start to invest in your childs future! These days, saving for your childs education is harder than ever. The price of an education has sky rocketed over the past two decades. So what are your options when considering how to save for you childrens education? Savings bonds might be your answer.
United States Savings Bonds can rightly add to your childs education savings. There are various other investment opportunities and a lot of of them may promise higher rates but as of late seen in the market you have to be doubly careful when investing in anything let alone your childs future. Savings bonds offer diversification to your savings plan and tend to be safer than several of the other options.
Most education savings plans contain a combination of stocks, mutual funds, certificates of deposit, education IRAs, as well as cash. The reasoning for this is that the more places you have the money spread out the higher your return should be. This diversified approach is one that most financial advisors recommend. Savings bonds can provide a reliable, steady-growth option with significant tax advantages if they are invested...
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