Although not a completely stagnant market, selling new motorcars in the UK these days is hard work. Combating this, one very successful way that car manufacturers have found to attract new buyers to the motorcar market in the UK is to offer the first years car insurance completely free with the purchase of a new motorcar.
Wonderful, but before you jump in and buy that new car, consider this:
-> if you are under the age of 25, while the first year of your motor insurance is going to be completely free (i.e. paid for as part of a sales gimmick by the car manufacturer), subsequent years wont be! So, before you buy that brand new SUV, 4×4 or sports car, you may want to enquire what the insurance will cost you subsequent of year 1 otherwise you may well find you have the nicest looking car sitting on a car driveway in your neighborhood!
-> if you are going to buy the car using one of the car manufacturers payment hire-purchase payment plans, read the fine print to see if you are contractually required to use the same car insurance provider throughout the term of the hire-purchase period. If so, you may want to reconsider the value of buying...
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