Youve probably received a call from bank representatives asking you to open an account or switch your balances to them. They might lure you with saying they offer 0% APR on balance transfers or on your first year of using the new card. Using the credit card with 0% APR sounds too good to be true. Before you sign up for their offers, you must be aware of some hidden charges they have.
Usually, the 0% APR offers will start after the holiday season where most people have so much debt. Youll probably receive tons of emails from banks luring you with 0% APR, fast approval and several other perks. Of course, thinking that youll be able to save a lot on these, you would consolidate your debt to your credit card which you believed has 0% APR.
APR is the acronym for annual percent rate. This is the ultimate measure if youre paying a very high interest rate. A credit card offering 0% APR really sounds attractive, but you have to remember that these credit card companies are here for a profit. Before you fill out that application form for a new account or balance transfer, make sure that you have thoroughly read and understood every item in the Terms &...
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