If you want to have a good credit score, you need to be very decisive and flexible at all times. Although there are some people who have large credit lines, this does not mean that they can always handle their debts properly, resulting in bad credit.
If youre applying for credit, be sure that the consumer reporting company who processes the application uses accurate information in your credit report. If there are any disputes, you must be sure to ask them to include copies of the documents that can support your position.
With regard to providing complete information like your name and address, you must clearly state in your letter the identification of each item in your report that you dispute. You must state the facts and explain why you have disputed the information. You must request that the information should be corrected or deleted.
You can also enclose a copy of your report along with the items in question. You can send your letter through a certified mail and you should keep the return receipt that is requested so you can document what the consumer reporting company has received from you, and when it was sent. It is important that you keep the copies...