The first rule of making a personal budget keep it simple
Rules. No-one likes rules. But we all realize that if we didnt follow traffic rules and stop at a red light, our streets would be chaos. If you want to have a successful personal budget, you have to follow the rules (in this case one simple rule).
Many people believe that there are a lot of rules to follow when making a personal budget. People believe you must work on your budget every day, and keep track of every penny you spend, or else your budget wont work. Most people think budgets are a lot of work.
Most people also believe that budgets are hard. They think you need to be an accountant to be able to create and maintain a personal budget.
Budgets can be a lot of work, but they dont need to be, if you follow the First Rule of Making a Personal Budget: Keep it Simple. Yes, like a lot of things in life, the KISS rule applies to your personal budget.
Dont try to create a complicated series of linked spreadsheets with fancy graphs and tables. Dont try to master the most complicated personal budgeting software. Dont believe that you have to go to school and study bookkeeping and...
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