The Holidays Are Rapidly Approaching: Do You Know Where Your Credit Cards Are?
Its only October, but there is actually less than 82 shopping days remaining until Christmas. Many people are still paying their holiday debt from last year, let alone feel ready to start the holiday gift buying season all over again. Didnt you make a promise to start your holiday shopping earlier this year, so you wouldnt be as tempted to rely on credit cards at the last minute?
Now would be a very good time to start planning for your holiday shopping. If you can work it into your budget for the next two and a half months, you may be able to avoid the dreaded after-holiday-credit-card-debt issue that the majority of Americans experience at the start of every new year.
If youve looked over your cash flow and bills however, only to find the disappointment of knowing you arent going to have a lot of additional cash to make your purchases with, at the very least- spend some time finding credit cards that are going to benefit you the most during your holiday shopping- and hurt you the least over the long term.
Here is what to look for in a credit card you get or use for...