Pulaski Bank & Trust entered the credit card market towards the end of 1994. Since then, they have been offering the lowest interest rates on credit cards. In fact, the Pulaski Bank Visa/MasterCard is catered for consumers with a good credit score seeking for a low cost card and minimal perks.
Currently, the interest rate for the Pulaski Credit Card is fixed at 7.99% for new purchases, balances transfers and cash advances. This makes the card an attractive option for individuals who plan to bring forward a revolving balance. Although the annual fee of $35 is a significant cost, but upon closer inspection, you will realize that this is indeed a low and reasonable rate for credit cards with low interest rates.
In addition to the low interest rates on all transactions, this card also does not impose fees for balance transfers or cash advances. Whats more, there is also a six-month 0% introductory rate. The credit limit is set to a maximum of $15,000, with which the exact credit limit is dependent on an individuals income amount.
Due to the overwhelming response to this cards low interest rates, the application process can take quite a while, with 30...