Everyone needs to know exactly what is on his or her credit report. Even if you have never been late with a payment in your life you need to know what your credit report reflects that reality. Mistakes happen every day, and mistakes on your credit report can dramatically affect your life.
The good news is that it is easy for anyone to correct errors on their credit report and avoid the headaches that these errors can cause.
It is a fact of life. Most adults in North America suffer from a blemish or two on their credit report. These few items could be all that prevents you from getting a better job, buying your dream home, or obtaining new credit when you need it the most.
According to an article in the Toronto Sun, business editor, Linda Leatherdale states that Canadian consumers owe an amazing $900 billion or 107% of their disposable income. U.S. consumers owe a staggering $8.4 trillion or 112% of their disposable income.
Bad credit is embarrassing, humiliating, and depressing because many people believe that a bad credit report is indicative of a person’s worth and value as a human being. But even if the problems being reported are true there...
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