Take a quick look through your wallet. How many credit cards do you have? Are you one of those credit card fanatics? Are you like one of those individuals who get hold of as many credit cards as possible? Firstly you better make sure you understand that this may get you into a serious financial bind. Sure, credit cards are a great way to deal with unforeseen expenses, and at times can save your butt. On the other hand, these tricky little plastic cards can also trick you into spending carelessly. We all know their typical spiel. Every credit card company knows exactly what you want to hear. Hence thats the reason why your mailbox is constantly filled with offers for 0 apr credit cards. They simply love to pitch that; don’t they? The truth is we all light up at the number 0. It instantly tells us that we have nothing to lose. Ha! Now thats a good one. But, while these 0 apr credit cards start out benign, they soon turn sinister. All of a sudden the apr hits the roof, and you’re shelling out loads of cash for interest rates each month.
Have you checked your mailbox today, did you notice any pitches for 0 apr credit cards? Im sure my guess is there was at least...