The Secret To Getting Really Cheap Car Insurance In New York
New York State is a no-fault state in terms of car insurance coverage. Simply put, this means your car insurance policy will cover you, and the other guys car insurance policy will cover him, regardless of who was at fault for the damages.
You can purchase New Yorks minimum car insurance requirements just the same as you would in any other state in America; however, New Yorks minimum car insurance coverage requirements are a bit more in-depth as far as coverage goes, and pricier as far as costs go.
The minimum car insurance coverage in New York is as follows:
$10,000: Property damage liability
$50,000: Basic, no-fault coverage
Bodily injury liability: For injury, $25,000 per person and $50,000 per accident. For death, $50,000 per person, and $100,000 per accident.
Uninsured motorists coverage: For injury, $25,000 per person and $50,000 per accident. For death, $50,000 per person, and $100,000 per accident.
Of course, if you dont own your car out-right, i.e., you borrowed money from a lender to help pay for it, you may have to purchase more car insurance than the...
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