Things you Should Know Before Buying a House part 1 of 3
Knowing what you are getting yourself into will help you get better prepared, avoid costly mistakes, find better deals and, most importantly, get the best help.
Being prepared will guarantee that you ask the right questions which will in turn show you did your homework and,by itself command respect and quality services.
Be careful what you which for as you just might get it!
Too many homeowners have been taken advantage of by unscrupulous mortgage brokers who convinced them they could spend more and buy the house they really whished for; the house of their dreams… to find out a little later, or in late 2007 if you live in North America, that their budget couldn’t stretch enough to follow the rise of interest rates.
Mortgage brokers, just as loan officers by the way, are like sales people: they have quotas to fill and do receive a commission on the loan they are getting you to sign.
I hope this does give you perspective if and when you are offered a loan for a higher interest rate or for more than you think you can afford as it’s your family’s home you...
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