Thinking About Getting A Credit Card? Consider Asking These Questions Before You Commit Yourself!
Maybe youre looking to get your first credit card or shopping around for a new one. Before you lock yourself into a particular credit card make sure you get the answers to these questions first!
1. What is the interest rate?
Make sure you find out what the interest rate will be for the credit card youre considering. The lower your interest rate the better it is for you if there is a balance on your credit card. So find out this information up front. If the interest rate quoted is higher, keep looking for a credit card company that will give you a good rate. Of course, the key to getting a lower interest rate is your overall credit.
By the way, beware of teaser low introductory rates that a prospective creditor may offer you to sign up for their credit card. Make sure to ask them if you will continue to get this low rate for a long period of time and not for just a month or two. You will find that if you get reeled into getting a credit card with a low introductory rate, your interest rate may increase significantly later!
2. How will my...
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