Health insurance for infertility treatment can be a complicated and touchy subject. It affects a lot of people approximately 6 million women experience the pain of infertility each year in the United States. The health insurance laws in the state you live in may have a lot do with the extent of your coverage; for example whether your employer is required to provide infertility insurance or not.
One reason that infertility insurance is so expensive and hard to come by is because the procedures are so complicated an in-vitro fertilization procedure can cost $10,000 or more. Not surprisingly, many insurance companies simply dont provide or provide very limited insurance coverage for infertility.
There are some things you can do if you arent covered for infertility treatment under your health insurance. Firstly, make sure you read and fully understand your insurance policy some policies exclude actual treatments only, some exclude diagnosis too.
Determine whether you live in a state that has mandatory infertility insurance coverage New York, for example is one of several such states. Under the mandate, your state must ensure that insurers provide...
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