Do you get hit with late fees because you forget to pay your bills on time? Do you constantly waste time searching for that cable bill you left somewhere in the house? Spend an hour organizing your personal bills and papers now, and this will save you time and frustration in the future. Plus, this helps make tax time easier because you already have everything in one place.
First of all, have a place where you sort your mail every day. Junk mail gets trashed or recycled right away. Magazines and catalogs should go in a rack to read later. Open your bills, make a note of the due date and immediately put them on your desk in a small file until you write the check. A small letter file that sits on your desk works well- no need to buy any fancy tickler file unless you think that will work better for you.
Its best to start in January, but you can begin to set up your filing system at any time during the year. Use a filing cabinet or plastic storage box to store all your files. I prefer a plastic file box because at year end I can carry it to the basement to store with other old records.
If you have more than 10 bills a month, use a separate manila folder for...
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