Money or the lack of it, can cause many people a great deal of stress. People often play mind games with themselves by worrying about certain situations. How will I be able to pay if my car breaks down? How will I cope if I lose my job? In this article, I give money management advice to help people to de-stress about their financial position and future.
Worrying about money is especially true for people who are self-employed. They worry about what might happen if business becomes slow and fear that they will not be able to their mortgage etc. Most businesses go through peaks and troughs and it is of course during the lean times when people start to stress. Even though the peaks are possibly just around the corner it becomes very hard to positive.
In this situation I would advise people who are self-employed to build up a financial safety net. This money can be saved when they are having a good period and can then be spent when things are not going so well. How will I pay for the mortgage if business falls? Answer, by the money you have saved up, so calm down, you will be fine.
The periods when business is slow can be used to re-charge the batteries and can...
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