No one wants to think about getting sick or having an accident while they’re on vacation. Unfortunately, this can happen. When it does, travel health insurance can prove to be a very beneficial buy.
Travel health insurance is a temporary policy that provides coverage to people while they’re on vacation or in transit. It can work in conjunction with or independent of regular major medical coverage. This type of insurance is very commonly offered to those using a travel agent, booking a cruise or going on a package trip.
The perks of travel insurance even when major medical coverage is in place include:
* Pricing. Travel insurance is typically a very small purchase on top of trip pricing. Although the few dollars would likely be more enjoyed spent on wining and dining, if something does happen, it will be worth every penny in most cases. Typically, this coverage costs no more than a dinner out on a trip.
* Out of network coverage. While most major medical coverage plans will offer some protection anywhere in the world, under any circumstance, they won’t always function at their full amounts.
For example, those who get sick on...