How good would it make you feel if every time you spend money you get a reward? Pretty good I would think, well you can, with a credit card reward scheme, but only if you know how to manage these credit cards.
Credit card rewards are a great way to reward their loyal customers by given them something back every time they use their credit card. Most credit card companies give you reward points, for example say for every 10 you spend you get 1 reward point back. You can then save these points and redeem them for holidays, TVs, flights and more or even cash rebates.
The credit card companies are looking for ways to make us spend more money with our credit cards and as the more we spend the more profit that the credit card companies will get. Interest rates are getting higher and do not forget the retailers as they charge them a fee of up to 2% on the amount that we spend in their premises.
A cash back credit card is properly what most people go for. With cash back credit card you can purchase whatever you wish, and receive cash back, however, with point rewards you are restricted to what you can purchase. You usually receive your cash back in a lump sum each...
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