Almost all of us will have taken out some sort of insurance. Whether it be car insurance, home insurance, health insurance or travel insurance to name just a few, we will all have paid over considerable sums of money to an insurance company in exchange for the peace of mind that comes with knowing that should disaster strike, you are insured. However, how many of us have fully understood the details of the agreement we are entering into?
Within all the documentation that comes with any new insurance contract, there is contained some of the most complex legal provisions and contractual terms that you are likely to find anywhere. Insurance companies spend millions on lawyers fees and have teams of professionals constantly up dating and amending the terms of their contracts to cover for every possible eventuality. You on the other hand, probably have very little time to spend getting familiar with the contents of your insurance contract and will simply glance over the main points that are highlighted by the insurance company.
However, there are a couple of things that you can do to make sure you have at least a reasonable understanding of the contract you are...
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