Unemployment Cover Can Give You An Income And Peace Of Mind
Unemployment cover can give you an income and peace of mind when bought correctly but you do have to shop around for the cover and be aware that there are reasons which could stop you from making a claim. The cover is taken out in case you should find yourself unemployed by such as redundancy and without the money to continue meeting your essential outgoings, mortgage repayments or loan repayments.
Unemployment cover can be taken out as loan payment protection, mortgage protection or income protection and all policies have exclusions in them that could prevent you from making a claim. Exclusions which are common to all policies include being retired, self-employed, suffering a pre-existing medical condition or only being in part time work. While these are just the common ones there can be others and this is one of the reasons why you have to read the small print of a policy before you buy the cover.
Mortgage protection can give you an income if you should become unemployed with which to carry on paying your mortgage each month. The State gives very little help even if you are entitled to receive...
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