We all know that comparison shopping is the key to conscientious consumerism. All the smart shoppers learn, and hone, the skill of comparison shopping early in life. We comparison shop at department stores, grocery stores, and even thrift stores! Yet, its important to know that comparison shopping should apply to all products not just cleaning supplies or pet food. When a product is as long-lasting and important as universal life insurance, comparison shopping is a given.
Before you can comparison shop for universal life insurance rates, be aware of what it is you are actually shopping for. Its difficult to compare what you arent familiar with, isnt it?
Universal life insurance, similar to whole life insurance, is a permanent life insurance policy; however, universal life is more flexible than whole life.
When comparing universal life rates, look for the following features and talk with your life insurance agent about the flexibility of these features, as well as how useful they will be to you and your family, given your specific needs, wants, and life situation.
The ability to increase your death benefits
The interest rate your savings...
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