If you are going abroad, then using a credit card can be the safest and most effective way of carrying currency. But what steps should you take to make sure your card is the best one to use abroad? Here is some advice about how to effectively use your credit cards whilst abroad:
Pick a universal card
If you are travelling overseas, then try and pick a card that you know will work in most countries. Taking store cards or lesser known cards can defeat the point of bringing your card with you. Stick to widely accepted credit types like Visa and MasterCard.
Ask about fees
Before you go away, ask your card issuer what the fees are for using your card abroad. If you have more than one card, then take the one with the best rates for withdrawing money and making transactions. Although you get better exchange rates with your card, this is useless if you are charged high fees for taking out foreign currency by your card issuer.
Carry card issuer numbers
Make sure that you have a number that you can call your card issuer on should anything go wrong. The normal number you call is unlikely to work, so before you go you should get their number for...
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