Very Cheap Car Insurance – It Exists But You Have To Know What To Ask For
When someone tells you that they have very cheap car insurance then you need to be cautious. What kind of insurance profile does that individual have that would give them the benefit of very cheap car insurance? People will often complain about their car insurance rates to a friend or neighbor and too often that neighbor or friend will claim that their insurance is much cheaper. That may be true for a number of reasons. We dont all drive the same cars. We dont have the same driving records. We have different ages of drivers. There are a whole lot of variables in the criteria that make up the car insurance rate.
Rating Criteria
Credit Reports Most of the insurance companies use credit as part of the equation when setting rates. Some people do not understand the relationship. Actuaries have come up with the statistics that prove credit to be a significant rating factor. There is a stability factor and relationship to accident frequency that coincides with the credit history.
Vehicle Types This can be kind of tricky. Some newer vehicles actually have better rates than the...
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