Start thinking of the stores you shop at often. What comes to mind? Is it Circuit City, Starbucks, Banana Republic, Sephora, Barnes & Noble? Undoubtedly most of us could easily come up with a list of ten to twenty, if not more.
Im the kind of person who loves to save money. Ive been doing something so simple for the past few years that has saved me hundreds, if not thousands, of dollars Id like to think of it as free money! Its so easy, yet surprisingly few people take advantage of it.
Youre probably wondering what I do. Its simple:
I purchase gift cards online for the stores I shop at most often at a discounted rate.
I mainly use eBay, but there are others like CertificateSwap.com and SwapAGift.com. A lot of people receive gift cards as presents but arent interested in the store or would prefer cash, so they list the cards online. Expect to usually pay 80 to 90 percent of face value, although some prices can be higher or lower depending on the popularity of the merchant. The way I see it is, if Im going to spend the money at the store anyway, why not purchase a gift card and save a few dollars?
One method I have found to be quite useful...
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