What Exactly Do The Numbers On The Front Of Your Credit Card Mean?
Have you ever wondered what all of those numbers on the front of your credit card actually stand for? Here is the actual breakdown…
The first digit signifies the system that the card runs on:
3 – Travel/entertainment card (ie: American Express/Diners club)
4 – Visa
5 – Mastercard
6 – Discover Card
The actual card number also varies by the system. (For example, American Express cards start with 37, Diners club cards start with 38)
Visa: Numbers two through 6 are the bank number. Numbers seven through twelve or fifteen is the account number. Finally digit 13 or 16 (the final number) is a check digit.
Mastercard: Numbers two and three, two through four, two through five, or two through six are the bank number (This depends on if digit two is a one,two, or three.) The numbers after the bank number up through fifteen are the account number, and the final number is a check number.
American Express: Numbers three and four are type and currency. Numbers five through eleven are the account number. Numbers twelve...
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