Some people may be surprised to learn that disability insurance is every bit as important as life insurance. Many times it can be even more important than life insurance. This article examines some of the issues concerning disability insurance and how it can help protect your lifestyle in the event of a serious illness or injury.
Disability insurance is used for the protection of your future income. It is the best way to protect yourself in the event that you are unable to earn a living due to poor health or serious injury. As with most types of insurance, disability insurance comes in different forms.
One of the reasons that disability insurance is considered to be just as important as life insurance is the fact that you are still alive when disability insurance takes effect. Life insurance, of course, only takes effect once you are passed on. Life insurance will deliver a sum of money to your beneficiaries that they can use as they see fit. If you are injured or ill to the point that you cannot work and earn a living, where will the money come from to meet your financial obligations?
In a very broad sense, disability insurance can come in three ways. Your...
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