What Is My Credit Score Getting A Copy Of Your Credit Score Report
The answer to what is my credit score? can be answered by getting a copy of your credit score report.
You are entitled to a free credit report from each of the scoring companies (Equifax, Experion, and TransUnion) each year. However, securing this will not answer the question of what is my credit score. That is because the reports only list the positive and negative credit marks.
Unfortunately, the only way to find out your actual score is to generate a score report. There are a couple of ways to do this.
If you have your credit report generated by a lender such as a mortgage agency or car dealership, they will often tell you the score that they are working with.
But, you dont want to apply for a loan just to find out what is my credit score. That is because every loan you apply for will count as a ping on your report which will actually lower your score.
You do however have the right to check your score without affecting the report. The problem is that this will cost you money. You can get a free credit score report from some sources, but it almost always involves...
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