What To Look For In A Full Coverage Car Insurance Quote In New Jersey
Everyone who drives a motor vehicle on a public roadway in New Jersey must purchase – at a minimum – three types of automobile insurance.
All New Jersey drivers must have:
1.Liability Insurance: This insurance covers damage to other people’s property, including vehicles, if you are in an accident. In New Jersey, Liability insurance does not cover medical expenses.
2.Personal Injury Protection (PIP) Insurance: This is the insurance that pays for medical claims by you or by anyone else involved in an accident that involves your vehicle. In New Jersey this is sometimes referred to as No-Fault insurance since this portion of your insurance pays for medical expenses regardless of whose fault the accident is eventually deemed to be.
3.Uninsured Motorist (UM) Insurance: This insurance pays for both medical claims as well as property damage if you are involved in an accident with someone who does not have any insurance or who does not have sufficient insurance to cover the claims resulting from an accident.
The basic minimum coverage in New Jersey is what is...