What To Look For In A Full Coverage Car Insurance Quote In Florida
It’s possible especially if you have a good driving record to get away with purchasing just $10,000 of Personal Injury Protection (PIP) and $10,000 of Property Damage Liability (PDL) insurance and legally drive in the state of Florida. If you’ve been in a crash or if you’ve been convicted of certain other offenses, you may be required to also purchase Bodily Injury Liability (BIL) insurance coverage.
PIP insurance provides medical coverage for you or almost anyone legally driving your vehicle or ridding in your vehicle as a passenger if your vehicle is involved in an accident, regardless of whose fault the accident is deemed to be.
As you can imagine, with medical costs as high as they are today, $10,000 in coverage may not go far in a serious crash. Depending on what assets you have that might conceivably be forfeit if you are unable to pay for the medical expenses of someone who is hurt in your vehicle because of a serious accident, you may wish to purchase considerably more PIP coverage than the minimum the state of Florida requires of you.
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