It is one thing to know that you need to go on a debt consolidation plan, but what exactly is this, and where can you go for information?
Often you will not want to ask friends, relatives or colleagues about a debt consolidation program because you will not want them to know that your finances are in such a mess. However, there is a lot of information out there to help you find what you need without having to ask people you know questions that can make you feel embarrassed.
The internet is probably the main place that you will find a wealth of information on debt consolidation. If you go into a regular search program and just type in debt consolidation you will be rewarded with more information than you can even take in. Some of the information you get will be from companies that are in business to consolidate debt and help people, others will be from consumer forums that give advice about where to go for help, and still others may be from the creditors that realize that people get into trouble with too much debt and want to steer their customers in the right direction.
Spend some time and familiarize yourself with all this information. Read the...