Its that time of year again, and homeowners from coast to coast are feeling the pinch in their pockets from the financial stress of the holiday season. Retailers across the country are reporting record breaking consumer spending, and in the era of big ticket items like the Ipod and HDTV, its easy to see why consumer credit card debt has reached an all time high. All of this spending is occurring at a time when the average Christmas bonus doesnt cover quite as much as it did a few years ago, and overtime hours are on the decline. Many homeowners are looking to the recent reduction in home loan interest rates, still historically very low, to help clear up high interest, high payment credit card debt. And theyre not just stopping at their credit cards, whose minimum payments are on the rise industry-wide. All types of payments, from student loans to car loans, are cheaper to pay for each month when rolled into a refinance, and a growing number of homeowners are taking advantage of innovative new mortgage products to help them improve their debt to income ratios and preserve their quality of life.
Why Is Debt Consolidation Refinancing so popular after the...
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