People are often unsure whether or not they actually need disability insurance. This is a decisional problem. Considering the fact that with all those bills to be paid every month, one is often not ready to get another sum on one’s head.
We all go for spending only when we feel that the thing is actually needed. No doubt, the insurance comes in as a saving grace when the going gets tough in times of injury and illness, but we still have the question- is it really important? Yes, it is. It is important for nearly everyone because misfortune does not have a merit list to follow. It can fall on anyone, anytime. There is no logic to it and the weatherman can’t predict the hail. So, be prepared. If you still need reasons, here are few:
1.Ask yourself if you could get seriously sick. No matter how good a shape you are in currently. There is always a chance of your getting serious sick without any initial warnings, medical or divine. So, on that count nearly everyone’s case tests positive.
2.Can I suffer and accidental injury? Nearly everyone can. Even if you do not go out, and do not drive at a breakneck speed, there is still a chance of an...