Believe it or not, even if you have bad credit you will be able to get your very own credit card, albeit it would be a little bit harder than the usual.
The following are tips and advice to help you get a credit card even if you have not so good credit.
Apply small at first
It is a good idea to initially apply for credit cards at small retail shops and stores. Usually, such small companies are a lot more open to giving creditors a chance compared to those large outlets.
Once your application for a credit card is accepted, and once you make a purchase, try as much as possible – to pay the least minimum amount each month and try to pay on or before the due date.
Take note that if you pay a bit more than the minimum amount required, the interest charge you have to pay will not be as much.
Do not be afraid to go to the bank
It is always a good idea to go to the saving or lending institution of your choice. They could be willing to offer you your own credit card especially if your business is already theirs.
If everything else fails, it is always a good idea to go for a credit card that is secured. This process...
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