Think about it. Can you remember when you first really thought about the subject of Retirement? Chances are, it was when you were in your 20s and the subject of retirement was so far in the future that you hardly gave it much thought. It was really difficult to think about something forty or more years into the future when there are so many pressures of the moment. Your mindset was probably something along the lines of Ill deal with that later!
By the time you were in your 30s, you may have been married and perhaps had children, a home, family responsibilities, and a career underway. You may have been watching your parents go through the retirement phase of their lives. Chances are, they benefited from having a corporate pension to supplement their Social Security check. You may have assumed that those kinds of perks were standard and you came to expect that you, too, would have such a cushion. From a mindset perspective, you didnt worry much as your expectations pretty much remained intact.
Then, into your 40s, a few new words, like downsizing and outsourcing made their way into your vocabulary. More and more companies changed their benefit plans and eliminated...
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